Navigating the Challenges of Bar Ownership: How Quality Insurance Eases the Burden
Running a bar can be a rewarding venture, but it comes with its fair share of challenges. From fierce competition to high operating costs, bar owners face a multitude of pain points in their daily operations. In this blog, we will delve into the most significant challenges encountered by bar owners and explore how quality insurance can alleviate some of these burdens. By understanding the unique risks and implementing comprehensive insurance coverage, bar owners can safeguard their businesses, mitigate financial losses, and focus on delivering exceptional experiences to their patrons.
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Understanding Assault and Battery Insurance for Nightclubs and Bars
Nightclubs and bars are vibrant and lively establishments where people gather to socialize, enjoy music, and have a great time. However, the nature of these venues can sometimes lead to incidents involving assault and battery. Understanding the risks associated with such incidents and having the right insurance coverage is crucial for the protection and financial well-being of nightclub and bar owners. In this blog, we will explore the importance of assault and battery insurance and its significance for the nightlife industry.
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How To Use the Latest Marketing Techniques for Your Nightclub
In this article, we’ll discuss the importance of marketing your new nightclub venue and explore how you can approach this. Read on and boost your business to success today!
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What You Need to Consider When Getting Insurance for Your New Bar
Are you considering opening a new bar? If you are, you’ll already be aware of how critical obtaining insurance is when dealing with this process. After all, anything from food poisoning to arson to theft could drive your business into the ground if you aren’t covered.
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Active Assailant Insurance
Active Assailant policies include victim compensation and support, as well as incident response and crisis management services. Policies also cover legal liabilities, damage to property and uncertainty that an attack cause.
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Thanksgiving and Dram Shop Law: What You Need to Be Aware Of as A Venue Owner
Whether you own a bar, pub, nightclub, or any other venue serving up Thanksgiving-themed nights with a side of alcohol, you need to be aware of the consequences and precautions you must take in these instances.
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Liquor Liability Insurance - Everything You Need to Know
Do you own an establishment which produces, distributes, sells, serves, or furnishes alcoholic beverages? If your answer to this query is yes, you need to consider how liquor liability insurance will affect your business.
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How To Use Video Marketing for Your Nightclub Business
If you’re running a nightclub business, you should know by now that it takes more than just selling alcohol to any individual who walks through the door. To get consumers to stay, enjoy, and return to your events, you must ensure your venue is as appealing as possible. But even so, you can only go so far with visuals – you need to incorporate an efficient marketing strategy.
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Which Venue Is Which? The Features You Need to Know About to Get the Insurance You Need!
Are you a venue owner on the hunt for quality insurance?
From working in the industry, you’ll know that there is a wide range of events out there, with different venues dotted all over towns and city centers. Even so, all these venues vary and are ideal for unique atmospheres. So, which business do you own?
Knowing this classification is essential when it comes to grabbing the insurance you need. After all, different venues will have different insurance costs. Luckily, here at KEL Insurance, we strive to provide you with a competitive quote, expert knowledge, and clear communication so that you can be confident in your coverage.
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The Future of The Nightlife Industry
After millions pined for a dancefloor experience during the lockdown, many have been delighted to step back into venues and bust a few moves. Following such a difficult period, clubbers worldwide have started to understand the value of culture, parties, and music in our individual lives. However, that doesn’t mean that the industry won’t adjust to this new era of nightlife.
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Marketing Your Nightclub Business Creatively and Efficiently
If you own a nightclub business, you must already know how competitive this industry can be. However, the power of marketing should never be underestimated, especially when it can pull customers into your nightclub over the competition’s venues.
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Why you need to Insure your hospitality business
Hospitality is a wide area that includes enterprises such as cafés, restaurants, bars, clubs, tour operators, hotels, and various types of lodging providers, among others. While maintaining a lucrative hospitality business is possible, various potential problems might negatively impact the company's bottom line.
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Renewal Rates are HIGH
Nightclub and Bar owners are scattering last minute because of the rate increases on policy renewals. If you are two months away or less from your insurance renewal, it is time to get on the horn!
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Advantages of Working with a Specialized Insurance Agency
There are many advantages to working with a specialized Insurance Agency. This is especially true for unique and hard-to-place risks. I consider the businesses that I work with at KEL Insurance unique and hard-to-place risks. These include those in the Nightlife and Hospitality Industry and those in the Cannabis Industry.
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What is the difference between an Admitted and Non-admitted Insurance Carrier?
There are both admitted and non-admitted carriers that are of high quality and have great financial stability. So, what is the difference? The main difference is that admitted carriers are backed by Insurance Guaranty Fund whereas non-admitted carriers are not.
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Budgeting Insurance Costs for your new Nightclub or Bar
Congratulations on your new and exciting venture on opening a Nightclub or Bar. It is an opportunity many dream about, but very few accomplish in their lifetime. Like opening any new business, there is typically a budget involved and let’s be real, it almost always ends up being more than we originally planned for.
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Cyber Liability: What to Know
Cyber Liability protects your business from losses incurred due to data breach. This typically includes sensitive information such as: social security numbers, credit card numbers, bank account numbers, driver’s license numbers and health records.
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What type of Insurance does a bar need?
As a bar owner aside from the responsibility that comes with owning a bar, there are a variety of additional issues that might arise and make it difficult to concentrate on running your business. Employees can be hurt, equipment can fail, food can be mistakenly poisoned if you serve it, and the bar itself can be damaged by fire, wind, vandalism, and other factors.
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Navigating through your Insurance Policy
Every insurance policy has five parts:
Declarations
Insuring Agreements
Definitions
Exclusions
Conditions
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What are Loss Runs?
Loss Runs are another name for Insurance Claim History. Almost every Insurance carrier will require a Hard Copy of Currently Valued Loss Runs before issuing quotes to insureds. Loss Runs provide a universal way for underwriters to look at claim history and determine the risk of insuring the business and the likelihood an insured will file a claim.
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