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KEL Insurance

Carol Kristiansen, President/Owner

With over 20 years of experience in the Entertainment and Hospitality Industry, Carol Kristiansen prides herself on offering Quality of Service and tailoring an Insurance Policy for each of KEL’s Clients.

KEL Insurance Services, LLC is a full service Commercial Lines Agency specializing in providing Insurance to the Nightclub/Bar/Tavern, Restaurant and Adult Entertainment Industry.  

We offer General Liability, Liquor Liability, Assault and Battery, Workers' Compensation and Property (Building Coverage, Contents and Loss of Income).  

Our Services »


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Standard Limits Of Liability:

General Liability - $1,000,000 / $2,000,000
Liquor Liability -  $1,000,000 / $2,000,000
Assault and Battery - Up to $1,000,000
We can customize your Policy to include:
Excess Liability over the Standard Limits
Property Coverage Limits (building, contents, loss of income).

KEL offers a National Program providing Competitive/Affordable Premiums in 38 States.  We can offer Convenient Financing Plans.

KEL Insurance provides insurance to the following venues:  Nightclubs, Adult Entertainment Venues, Sports Bars, Neighborhood Bars, Restaurants.