Beauty and Health Insurance Coverage

Day Spa & Beauty Salon Insurance: Download Application
This insurance program is designed to provide for a wide variety of beauty services, including: hair and nail care, tanning, day spas, as well as independent contractors/booth renters.

Rating on the liability is based on the number of operators, number of tanning units and type of services provided.

Optional property deductibles are also available.

Tanning Salon Insurance: Download Application

Premises Liability, with no deductible, including Products Liability and Personal Injury, Bodily Injury and Property Damage.

Professional Liability – this covers your legal liability occurrences caused by you, your employees, or your equipment, and also includes legal liability and per person medical payments coverage.

Independent Contractor/Booth Renter Coverage: Download Application
Individual professional liability and limited premises liability insurance up to $1,000,000 against lawsuits arising out of your beauty and health activities is provided to independent contractors/booth renters. The coverage applies whether you are working full or part time for someone else as an employee, or as an independent contractor. The policy covers your professional services including: Beautician/Barber, Electrolysis, Manicurist, Ear Piercing, Massage, Personal Trainer/Aerobics, Facials, including peels, Waxing, Body Wrapping, Aesthetician, Airbrush Tanning and Microdermabrasion.

Licensed in 45 States: